Take Advantage of the Rivalry and Get Your Car Insurance Policy On the Web

by Frank Froggatt

Is it coming round to the time to renew your car insurance? Would you stay with the same insurance company every time they change their rates just because you don’t feel like shopping around? Does it matter that the premium is 5 or 10 per cent more expensive than last years? Maybe just think that it isn’t worth the hassle to do all the shopping around and researching through the maze of different companies that you can come across via the phone book or just driving around. In addition to this, Insurance companies offer the best rates to new customers, in order to gain their business. Clients that already exist usually stay anyway.

What about the internet? Trying it could really pay off. Do you know that, if you shop around you could, on average, save around $120, plus the extra online discount? Today’s estimates, show that approximately 2 1/2 million people make the decision to buy their insurance online these days. The Internet makes paying bills and finding competitive and comparative pricing incredibly easy which is causing an extreme growth in Internet sales.

Car insurers really want your business; they will be extremely competitive with pricing in order to win you over. There are around 100 of them in the UK and due to the strong competition in the industry; prices have held level for the past year or so. It doesn’t matter what category of driver you are, whether you are a high risk driver, a young driver, or a very experienced driver with many years of proven safe driving history, you will be able to find a website that will suit your needs, whether it is a comparison website and individual insurance companies site or any site that recommends various insurances for the different types of drivers. These websites will give you pretty much immediate results along with a huge amount of information and advice. You will be presented with a form that you need to fill out, which requests all of the relevant information concerning your drivers record, which will give them the information they need in order to offer you discounts. All of the questions on the form are simple to answer, and if you have any claim details they will be on your renewal notice from your other insurance company.

There are a lot of new categories of insurance that are coming on the market these days apart from your straightforward individual car insurance. Some of the new options include pay-as-you-go, and policies for multiple cars. These used to be difficult to obtain unless you were in the car-trade. With all the changes on the market, it could be a really great time to reassess where you’re at, and find out what is available so that you can make sure you’re getting a good deal. A short time browsing the internet will get you thinking along the right lines.

With the rising costs of repairs and materials, insurers are beginning to show signs that they may not be able to continue to hold down prices for very much longer. Claims are accelerating. Despite the fact that there hasn’t been as many accidents, the cost of accidental damage repair has risen over all. Personal injury claims are also on the rise and the cost of getting those cases settled is rising at approximately 12% per year. Don’t let your current insurer use of these facts as an excuse to raise your premiums, get online and get a new quote fast.

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